STARTUP BUSINESS FUNDING

For Small Businesses

Get funded fast

Finance $10,000 to $5 million

Terms from 12 months to 5 years

Get Started

Complete the application below with some basic information to see which financing options you qualify for and to be paired with a Business Financing Advisor!

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WHAT IS STARTUP BUSINESS FUNDING?

Startup business funding, also known as startup capital, is money that entrepreneurs use to start new businesses.

SIMPLE APPLICATION

Our simple 15-second online application can get you matched with offers in minutes.

650+ FICO

Bad credit? No problem! Most of our top financing options have a minimum of just 650 FICO.

LARGER AMOUNTS

Get matched with the best financing options with the highest funding amounts.

FAST FUNDING

Our fintech speed can get you in and out of Underwriting in just a few hours - and funded fast!

WHAT DO YOU NEED TO QUALIFY?

No Minimum Time in Business

You can qualify for our purchase order financing as a startup with orders from qualified customers.

No Minimum Monthly Gross Sales

You can qualify for startup funding with no minimum in monthly gross sales.

650+ Credit Score Required

There is a minimum 650+ FICO score required to apply for startup financing.

WHY WINCHESTER FUNDING SOLUTIONS?

Fast & Hassle-Free Loan Process

We simplify the loan application process, ensuring quick approvals and minimal paperwork, so you can focus on growing your business without delays.

Customized Loan Solutions

Every business is unique, and so are its financial needs. We tailor loan options to fit your specific goals, whether it's expansion, equipment purchase, or working capital.

Competitive Rates & Flexible Terms

We work with a wide range of lenders to secure the best interest rates and repayment terms, ensuring you get the most cost-effective financing solution.

Expert Guidance & Support

Our team of experienced loan brokers is here to guide you every step of the way, answering your questions and helping you make the best financial decision for your business.

Winchester Funding Solutions - our winning combination of quick delivery and excellent customer care. Getting started is easy.

STEP 1. Apply Online

Secure an instant pre-approval. Our application process is straightforward and can be completed in seconds.

STEP 2. Review Options

Your personal loan advisor will discuss finance options available with you for your business.

STEP 3. Receive Your Funds

Finish the online application process and receive your funds in as little as 24 hours.

Resources & Frequently Asked Questions

WHAT ARE THE REQUIREMENTS FOR A STARTUP BUSINESS LOAN?

If you have been in business for less than 6 months, you are considered a startup. Most financing options require a minimum of 6 months in business and at least $15,000 gross revenue per month. However, startups can be exempt of these requirements. The only requirement would be a credit score of at least 650+.

CAN YOU GET A STARTUP BUSINESS LOAN WITH BAD CREDIT?

Yes, you can qualify for a startup business loan with bad credit. As long as your credit score is 650 or above, we can provide you with business loan options. Additionally, there are no requirements for time in business or gross revenue. However, your options may be limited.

DOES THE SBA OFFER STARTUP BUSINESS LOANS?

Yes, the Small Business Administration has financing options for business startups. The SBA offers various startup loan options, such as a Micro Loan, 7(a) or 504/CDC Loans, or you may qualify for one of their investment programs. However, you may find challenges to get approved and the time to get funding may not be sufficient.