SBA Loans

For Small Businesses

Funds in as little as 45 days

Finance $50,000 to $5 million

Terms from 10 years to 25 years

Get Started

Complete the application below with some basic information to see which financing options you qualify for and to be paired with a Business Financing Advisor!

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WHAT IS AN SBA LOAN?

An SBA Loan is a government backed loan that can be used to start or expand a business. The loan has certain requirements for eligibility, such as size standards, proving the ability to repay the loan and solid business purpose. The SBA works with specific lenders to offer their programs which eliminate the risk from the lender since they are backed by the government.

SIMPLE APPLICATION

Our simple 15-second online application can get you matched with offers in minutes.

TERMS UP TO 25 YEARS

We provide a wide variety of terms with 25 year terms available on certain products.

LARGER AMOUNTS

Get matched with the best financing options with the highest funding amounts.

QUICK SBA APPROVAL

Our fintech speed can get you approved in as little as 48-72 hours.

WHAT DO YOU NEED TO QUALIFY?

2+ Years in Business

You can qualify for our top financing options with as little as 2 years in business.

$120,000 in Annual Gross Sales

Minimum $120,000 in annual gross sales

675+ Credit Score Required

We have financing options for all credit profiles. To qualify for funding from the SBA, a 675+ credit score is required.

WHY WINCHESTER FUNDING SOLUTIONS?

Fast & Hassle-Free Loan Process

We simplify the loan application process, ensuring quick approvals and minimal paperwork, so you can focus on growing your business without delays.

Customized Loan Solutions

Every business is unique, and so are its financial needs. We tailor loan options to fit your specific goals, whether it's expansion, equipment purchase, or working capital.

Competitive Rates & Flexible Terms

We work with a wide range of lenders to secure the best interest rates and repayment terms, ensuring you get the most cost-effective financing solution.

Expert Guidance & Support

Our team of experienced loan brokers is here to guide you every step of the way, answering your questions and helping you make the best financial decision for your business.

Winchester Funding Solutions - our winning combination of quick delivery and excellent customer care. Getting started is easy.

STEP 1. Apply Online

Secure an instant pre-approval. Our application process is straightforward and can be completed in seconds.

STEP 2. Review Options

Your personal loan advisor will discuss finance options available with you for your business.

STEP 3. Receive Your Funds

Finish the online application process and receive your funds in as little as 24 hours.

Resources & Frequently Asked Questions

HOW CAN I APPLY FOR AN SBA LOAN?

In order to apply for an SBA loan, you should follow these steps: check your eligibility, choose the right program for your business, research trusted SBA lenders, and prepare your documentation.

WHAT IS AN SBA 7(A) LOAN?

An SBA 7(a) loan is the primary product from the SBA. It isn’t a loan directly from the SBA, rather, the SBA helps small business owners secure loans by guaranteeing a portion of the amount borrowed, capping interest rates, and limiting fees. Generally qualified business owners can use a 7(a) for any business purpose.

WHAT IS AN SBA 504 LOAN?

SBA 504 loans are generally used for buying fixed assets like equipment or real estate, which ultimately acts as collateral for the loan itself. This program may require a down payment and are made available through Certified Development Companies (CDCs), not lenders.