SMALL BUSINESS LOANS

For Small Businesses

Same day funding
Finance $10,000 to $5 million

Terms from 6 months to 10 years

Get Started

Complete the application below with some basic information to see which financing options you qualify for and to be paired with a Business Financing Advisor!

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WHAT IS A SMALL BUSINESS LOAN?

A small business loan is any funding option specifically designed for a small business. Small business loans allow existing or newly established companies to borrow money from lenders. Loan types exist to help entrepreneurs meet different goals. The way each loan works depends on the type of loan.

SIMPLE APPLICATION

Our simple 15-second online application can get you matched with offers in minutes.

660+ FICO

Bad credit? No problem! Most of our top financing options have only a minimum of 660 FICO score.

LARGER AMOUNTS

Get matched with the best financing options with the highest funding amounts.

SAME DAY FUNDING

Our fintech speed can get you in and out of Underwriting in just a few hours - and same day funding!

WHAT DO YOU NEED TO QUALIFY?

4+ Months in Business

You can qualify for our top financing options with as little as 4+ months in business.

$10,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.

660 FICO Score

We have financing options for all credit profiles. The minimum FICO score required to apply is 660.

WHY WINCHESTER FUNDING SOLUTIONS?

Fast & Hassle-Free Loan Process

We simplify the loan application process, ensuring quick approvals and minimal paperwork, so you can focus on growing your business without delays.

Customized Loan Solutions

Every business is unique, and so are its financial needs. We tailor loan options to fit your specific goals, whether it's expansion, equipment purchase, or working capital.

Competitive Rates & Flexible Terms

We work with a wide range of lenders to secure the best interest rates and repayment terms, ensuring you get the most cost-effective financing solution.

Expert Guidance & Support

Our team of experienced loan brokers is here to guide you every step of the way, answering your questions and helping you make the best financial decision for your business.

Winchester Funding Solutions - our winning combination of quick delivery and excellent customer care. Getting started is easy.

STEP 1. Apply Online

Secure an instant pre-approval. Our application process is straightforward and can be completed in seconds.

STEP 2. Review Options

Your personal loan advisor will discuss finance options available with you for your business.

STEP 3. Receive Your Funds

Finish the online application process and receive your funds in as little as 24 hours.

Resources & Frequently Asked Questions

WHAT ARE THE BENEFITS OF SMALL BUSINESS FUNDING?

Small business loans can help you reach many of your business goals. They can help you keep control of your profits and business, avoid problems with loans from family or friends, and protect you from putting your personal assets at risk.

ARE THERE ANY REQUIRED DOCUMENTS TO GET A SMALL BUSINESS LOAN?

Yes, having your Tax ID or SSN, business license, and recent tax filings, balance sheets, and bank statements will expedite lender approval.

WHAT ARE AVERAGE SMALL BUSINESS LOAN RATES?

Loan rates will be dependent upon the type of loan for which you are applying. There is also some variation depending on the amount you need and the specific terms.